(Farmers Insurance, San Ramon)
Eric and his wife Elsie are great to work with. They have a keen focus on quality. I work with them to provide course of construction insurance. They exude professionalism and integrity in all our dealings, which I value and look for in my clients. I highly recommend them and Abundance Capital to everyone I know that are need funding.
(Real Estate Investor and Lender)
It's been 20 years? I've been working with Elsie Wu and Eric Sit. I have found them to be very professional and honorable in their deals with everyone involved in all of the transactions we worked on. Elsie is always somewhere learning in some Mortgage Banking Seminar furthering her knowledge. I give them 5+ stars.
The service from Elsie at Abundance was absolutely excellent, from start to finish, she kept everything moving smoothly and provided clear explanations throughout. Elsie enabled us to get the property we wanted in the perfect location, thank you!
Elsie, Eric, Terry, and Johanna are all top notch. After 20 years of working with them on various real estate loans, I know they value integrity above all else. Elsie seems to be always in a conference improving her skills. For unusual loans these guys are top notch. Apartments, SRO's, Out of State, Fixers, Bridge Loans, Commercial, Quick Closes, they done many as it's all in-house approvals.
I have been using them for over 10 years, very good service and always delivers as promised.
We have just completed a refi on our home. Elsie, Eric and the Abundance team did a wonderful job for us.
They were particularly attentive and patient in explaining what was happening and what was about to happen. They also addressed all of the many questions I had as we went through the process.
From start to finish it took 5 1/2 weeks over the holiday season (from early December through the new year). That was fast!
One other item of note, the process was seamless and done remotely (by uploading files), other than the final signing with the notary.
Without any reservation, we can strongly recommend using Abundance if you get the opportunity!
Elsie and Eric helped me obtain a mortgage loan. As someone with no W-2 and only passive income, I thought the loan process would be challenging with endless requests for more paperwork. But Elsie and Eric were clear with instructions throughout the process and really minimized the amount of paperwork involved. With their background in real estate, they made the process more efficient and a lot easier than I have experienced with other lenders! They submitted my loan application on 12/22/2020, and closed escrow on my loan on 1/12/2021, including the Christmas and New Year’s holidays, and all the mandatory waiting periods. The whole process was incredibly smooth and I locked in a great interest rate! Thank you, Elsie and Eric!
Elsie and Eric could not have made the process of purchasing my first property any easier. If I were to write out everything they did, it would be a whole book! They took the time to understand what I wanted and was there with me from the very beginning (with many open house viewings) to the very end (with finding the right lender with the lowest interest rates and being there when I signed the closing documents). Elsie was extremely insightful, honest, and detail oriented. During open house viewings, she pointed out things I would have never noticed if she weren't there. I felt very comfortable communicating with them and never felt pressured to make a decision.
I also want to note that they took the pandemic seriously, and one of the many thoughtful things Elsie did during our open house viewings was bring additional hand sanitizer and wipes along.
I know I'll be calling Elsie and Eric once I'm ready to purchase another property. You can tell this is something they really enjoy doing, and their ultimate goal is to help you find your happy place.
Kathy from Los Altos
I recently obtained a “bridge loan” from Abundance Realty” to complete the purchase of my home. The entire transaction was completed smoothly and without issue. Elsie Wu conducted herself professionally and competently. She kept me informed and up to date throughout the mortgage process. I am grateful to Abundance Realty for all their assistance and was able to close escrow and take possession as scheduled. I thank her for all her help. I would not hesitate to utilize her services in the future.
Elsie and Eric pull through one of the toughest refinances for my mother, a retiree who has a complex investment portfolio that most loan brokers don't want to deal with.
Because of Abundance’s real estate expertise, the team at Abundance was able to educate the lenders’ underwriters, close the loan, and save Mom $$$ in interests.
I would use Abundance again and again, and I strongly recommend you to try Abundance!
We are so happy that Abundance 99 help us with the whole house purchasing process! They are very professional, efficient and thoughtful!
We have fully signed purchase contract on 2/2, loan was submitted on 2/9, everything was ready by 2/22 and closed escrow on 2/26, including all the mandatory waiting periods. It was all done in less than a month!
They got us great loan interest rate, and constantly reminded us details we hadn’t paid attention to. We are very satisfied with Abundance 99, and can’t wait to move into our new home!
I want to thank everyone in the process very professional courteous Friendly would recommend to anyone looking for a home loan
Thank you Elsie and Eric for being responsive, sensitive, and diligent with my clients!! It is a always a pleasure working you. We know your assessments are always thoroughly reviewed and considered, and for that I am deeply grateful. Looking forward to working with you again!!
Elsie and her team worked amazingly well at making our home buying process go as smoothly as possible. Their communication was always quick and efficient which made a stressful situation much less so. I definitely recommend using Abundance.
The team was essential in us getting our dream home. They went above and beyond to make it work. Thank you!
Quick and efficient, competitive interest rate and fees. Highly recommended for any one who needs a bridge loan for any purpose.
Kathleen, in Cupertino, CA - repeat investor & business partner, January 2018
I have worked with Elsie for 10+ years in a wide variety of projects. Elsie's integrity is of the highest standard. She puts her clients first, she is extremely knowledgeable about all facets of real estate, from finding just the right home for someone, to understanding real estate legal matters.
She knows the markets, and is extremely diligent in her research. Elsie also has a strong team of people that work for her that are organized and meticulous with all the back office work, so the projects flow well. I cannot recommend her more highly!
Michelle Yoyo in San Jose, January 2018
I know Elsie for over 20 years now, and she has been one of the most trustworthy and intelligent agents that I have come across. Over the years, she has helped me with several transactions, from buying new home to selling my fourplex. Each time, she has gone above and beyond.
She is on top of things, attentive to details and extremely knowledgeable. Unlike some brokers, Elsie won't sugar-coated things so they could close the deal. Elsie is honest and I know I am in good hands when she represents me. I wholehearted recommend Elsie and her team.
Mary, business owner, San Jose, CA
I have known Elsie for over 8 years, she is someone I really trust. There are many occasions I just wanted to get information about the real estate market, and she always generously shared those information to me. Most real estate agents only show up when there is money on the table. Yet Elsie and her team is into educating their clients. I have attended several seminars hosted by them, and they were so informative!
Kurt, in Los Altos, CA
Elsie leaves no stone unturned while she is completing due diligence. I have seen her move forward on a deal when it makes sense and walk away from one that does not meet her due diligence requirements.