TESTIMONIALS

''Buying, selling, downsizing, and managing very substantial renovations of the condo I purchased has kept me quite busy. But I want to acknowledge how helpful you were during what was a stressful time.

You were both so professional, supportive and willing to educate me — making it possible for me to move to a place where I expect to spend the rest of my life.

In addition, I had dreaded hearing from my CPA about the tax ramifications of the house sale. Much to my amazement, the fee I paid to you lowered my tax liability to a point that I not only don’t have an additional IRS payment, but they also actually owe me a small refund.

Thank you very much for arranging the bridge loan and for your helpfulness''

Whitney

''Eric is the best. He is on top of everything and take care of the process from the start to end smoothly. He always explain well whenever I have questions. I can see how much he input for us and thank you so much. I highly recommend to work with him and I will work with him again too in the future''

Tammy

''Eric and his team were great and helped me close a condo one week earlier than the expected date. Very fast and smooth experience overall''

Raam

''Elsie and Eric helped me obtain a mortgage loan. As someone with no W-2 and only passive income, I thought the loan process would be challenging with endless requests for more paperwork. But Elsie and Eric were clear with instructions throughout the process and really minimized the amount of paperwork involved. With their background in real estate, they made the process more efficient and a lot easier than I have experienced with other lenders! They submitted my loan application on 12/22/2020, and closed escrow on my loan on 1/12/2021, including the Christmas and New Year’s holidays, and all the mandatory waiting periods. The whole process was incredibly smooth and I locked in a great interest rate! Thank you, Elsie and Eric''

Joe

Eric and his team were very easy to work with. Communication was fluid and he was able to find us the best rates!

Son

''Absolutely the best loan process I have ever experienced, considering I have obtained numerous real estate loans before. Elsie and the entire team at Abundance are very nice to work with. They are knowledgeable, very efficient, and provide invaluable assistance throughout the loan process. They work fast and get issues resolved. This financing was for a commercial loan. I got the loan terms I wished for, process was straight forward, and the loan was funded in a very short time. I highly recommend Abundance - they are the best in loan financing''

Milan

''Eric and his wife Elsie are great to work with. They have a keen focus on quality. I work with them to provide course of construction insurance. They exude professionalism and integrity in all our dealings, which I value and look for in my clients. I highly recommend them and Abundance Capital to everyone I know that are need funding''

Barth

''The service from Elsie at Abundance was absolutely excellent, from start to finish, she kept everything moving smoothly and provided clear explanations throughout. Elsie enabled us to get the property we wanted in the perfect location, thank you''

Rich

''I recently obtained a “bridge loan” from Abundance Realty” to complete the purchase of my home. The entire transaction was completed smoothly and without issue. Elsie Wu conducted herself professionally and competently. She kept me informed and up to date throughout the mortgage process. I am grateful to Abundance Realty for all their assistance and was able to close escrow and take possession as scheduled. I thank her for all her help. I would not hesitate to utilize her services in the future''

Kathy

''We cannot speak more highly for Abundance 99 and the real estate bridge loan they structured and provided us in less than a month. Their service, clear communication and integrity are exceptional.

Thanks to Eric and Elsie we landed the home of our dreams with truly the best financing option possible. We are truly grateful''

Tom

''Eric is a heaven-sent! He went above and beyond what you would normally expect of a mortgage broker to help us secure our home. We're so immensely appreciative of all his help!

Through his help we were able to get the lowest interest rate on the market. The rate he found us was 1 point lower than all others. Our experience was also highly personalized. He adapted his knowledge of current & forecasted market conditions to give recommendations best suited for our financial situation. And he was incredibly detail-oriented and well prepared. He kept our loan moving and kept us updated every step of the way. When it came time to sign, he had meticulously reviewed all the documentation prior to our call, and took the time to walk us through every detail line by line and answer all our questions''

We highly recommend Eric!

Robert

''We are so happy that Abundance 99 help us with the whole house purchasing process! They are very professional, efficient and thoughtful!

We have fully signed purchase contract on 2/2, loan was submitted on 2/9, everything was ready by 2/22 and closed escrow on 2/26, including all the mandatory waiting periods. It was all done in less than a month!

They got us great loan interest rate, and constantly reminded us details we hadn’t paid attention to. We are very satisfied with Abundance 99, and can’t wait to move into our new home''

Emily

''I cannot gush enough about how helpful and knowledgable Eric Sits was with our home purchase!

As first-time home buyers, we had to start at ZERO - Eric patiently explained each step in advance, and continued to thoughtfully work us through the process as we went.

Eric is an engineer by trade, but also has that "magical unicorn" disposition to follow up as an empowering project manager.

He skillfully communicated as a liaison amongst all parties and was extremely responsive and professional. I believe our loan was handled and approved due to Eric's attention to detail with all escrow requirements''

Thank you Eric!
FIVE STARS! RECOMMEND!!!!

Brenden

''I’d like to thank all of the staff who have been involved in the process of getting me into my new home. This has been a seamless, pleasant and positive experience which I attribute to the very professional team.

I’d like to give a big shout-out to Eric for all the help and support in answering all of my questions and getting me to closing. I know this was a tricky one with a tight timeline and a relatively small transaction.

Looking backing at the timeline. We submitted the loan on 9/2 , everything was ready by 9/21 and closed escrow a few days later, including all the mandatory waiting periods. That’s very fast and smooth! Timing was perfect. Interest rate has since gone up. I really appreciate your effort in getting this closed quickly. It has been an absolute pleasure to work with Abundance''

Amit

''Professional and excellent team work. Very easy and pleasant to work with. Top notch communications. Excellent rates. And broad range of products and lender sources for every situation imaginable''

Maddie

''Excellent service and great communication. Highly recommended''

Janet

''I’ve applied for a bridge loan with Abundance 99 that help my family secure the perfect dream home in Sacramento during a very competitive market in June 2021. Abundance 99 service and communication for the bridge loan process was great which alleviated stress for purchasing a new primary home and allowed me enough time to sell the home I reside in. Abundance 99 was able to close the loan on the néw primary very quickly, less than 10 days. Closing loans quickly definitely put mu offer in favor to be selected. I highly recommend Abundance service to secure a home of your dreams or for an investment property''

Lynel

''Elsie, Eric, Terry, and Johanna are all top notches. After 20 years of working with them on various real estate loans, I know they value integrity above all else. Elsie seems to be always in a conference improving her skills. For unusual loans these guys are top notch. Apartments, SRO's, Out of State, Fixers, Bridge Loans, Commercial, Quick Closes, they done many as it's all in-house approvals''

Les

''We have just completed a refi on our home. Elsie, Eric and the Abundance team did a wonderful job for us.
They were particularly attentive and patient in explaining what was happening and what was about to happen. They also addressed all of the many questions I had as we went through the process.

From start to finish it took 5 1/2 weeks over the holiday season (from early December through the new year). That was fast!

One other item of note, the process was seamless and done remotely (by uploading files), other than the final signing with the notary.

Without any reservation, we can strongly recommend using Abundance if you get the opportunity''

Robert

''Elsie and Eric pull through one of the toughest refinances for my mother, a retiree who has a complex investment portfolio that most loan brokers don't want to deal with.

Because of Abundance’s real estate expertise, the team at Abundance was able to educate the lenders’ underwriters, close the loan, and save Mom $$$ in interests.

I would use Abundance again and again, and I strongly recommend you to try Abundance''

Sophia

''Professional and excellent team work. Elsie and Eric helped me with a complicated application and lengthy turnaround. With due diligence and extensive experiences in handling exceptions, I got the loan. Thank you''

Jennifer

''Elsie and Eric did an excellent job with my client's loan of ($1,550,000) plus closed escrow on time. Was a challenged but still they went above and beyond to make sure we met all our time frames etc. Great communication between all the team members… We have another happy client! I’m looking forward for our next escrow together! Thank you, Elsie/Eric, :)''

Tere

''Thank you Elsie for helping us to buy new home with your bridge loan. In today's market, it is very important to buy a house before you sell your home, and you were the critical element for this transaction to become successful. Highly recommend your service ''

Harmit

''I have been using them for over 10 years, very good service and always delivers as promised''

Philip

''Elsie and Eric could not have made the process of purchasing my first property any easier. If I were to write out everything they did, it would be a whole book! They took the time to understand what I wanted and was there with me from the very beginning (with many open house viewings) to the very end (with finding the right lender with the lowest interest rates and being there when I signed the closing documents). Elsie was extremely insightful, honest, and detail oriented. During open house viewings, she pointed out things I would have never noticed if she weren't there. I felt very comfortable communicating with them and never felt pressured to make a decision.

I also want to note that they took the pandemic seriously, and one of the many thoughtful things Elsie did during our open house viewings was bring additional hand sanitizer and wipes along.

I know I'll be calling Elsie and Eric once I'm ready to purchase another property. You can tell this is something they really enjoy doing, and their ultimate goal is to help you find your happy place''

Adrienne

''The team was essential in us getting our dream home. They went above and beyond to make it work. Thank you''

Skailines

''I want to thank everyone in the process very professional courteous Friendly would recommend to anyone looking for a home loan''

Jp

''I have worked with Elsie for 10+ years in a wide variety of projects. Elsie's integrity is of the highest standard. She puts her clients first, she is extremely knowledgeable about all facets of real estate, from finding just the right home for someone, to understanding real estate legal matters''

Kathleen

''Thank you, Elsie and Eric, for being responsive, sensitive, and diligent with my clients!! It is a always a pleasure working you. We know your assessments are always thoroughly reviewed and considered, and for that I am deeply grateful. Looking forward to working with you again''

Michael

''Elsie leaves no stone unturned while she is completing due diligence. I have seen her move forward on a deal when it makes sense and walk away from one that does not meet her due diligence requirements''

Kurt

''Every time I get your monthly report, it’s exciting to read all data, and so great to enter it in our Excel spread sheets that Suren created and find 0 or $1 reconciliation error almost every month.

You guys have some mathematical geniuses over there''

Jaya & Suren

''I know Elsie for over 20 years now, and she has been one of the most trustworthy and intelligent agents that I have come across. Over the years, she has helped me with several transactions, from buying new home to selling my fourplex. Each time, she has gone above and beyond.

She is on top of things, attentive to details and extremely knowledgeable. Unlike some brokers, Elsie won't sugar-coated things so they could close the deal. Elsie is honest and I know I am in good hands when she represents me. I wholehearted recommend Elsie and her team''

Michelle

''Elsie is a person of high integrity and energy. She consistently takes the extra step to make sure all the options are considered and is a creative solution-finder. She has a passion for this business''

Greg

''Elsie and her team worked amazingly well at making our home buying process go as smoothly as possible. Their communication was always quick and efficient which made a stressful situation much less so. I definitely recommend using Abundance''

Matthew

''Quick and efficient, competitive interest rate and fees. Highly recommended for anyone who needs a bridge loan for any purpose''

Suzie

''I have known Elsie for over 8 years, she is someone I really trust. There are many occasions I just wanted to get information about the real estate market, and she always generously shared those information to me. Most real estate agents only show up when there is money on the table. Yet Elsie and her team is into educating their clients. I have attended several seminars hosted by them, and they were so informative!

No sales pitch, purely information''

Mary

Trusted Mortgages Advisor
for California Real Estate

Customize Your Loan Now
510-468-4508

TESTIMONIALS

''I want to thank everyone in the process very professional courteous Friendly would recommend to anyone looking for a home loan''

Jp

''Thank you, Elsie and Eric, for being responsive, sensitive, and diligent with my clients!! It is a always a pleasure working you. We know your assessments are always thoroughly reviewed and considered, and for that I am deeply grateful. Looking forward to working with you again''

Michael

''Elsie leaves no stone unturned while she is completing due diligence. I have seen her move forward on a deal when it makes sense and walk away from one that does not meet her due diligence requirements''

Kurt

''Elsie is a person of high integrity and energy. She consistently takes the extra step to make sure all the options are considered and is a creative solution-finder. She has a passion for this business''

Greg

TESTIMONIALS

''I want to thank everyone in the process very professional courteous Friendly would recommend to anyone looking for a home loan'' Jp

''Thank you, Elsie and Eric, for being responsive, sensitive, and diligent with my clients!! It is a always a pleasure working you. We know your assessments are always thoroughly reviewed and considered, and for that I am deeply grateful. Looking forward to working with you again'' Michael

''Elsie leaves no stone unturned while she is completing due diligence. I have seen her move forward on a deal when it makes sense and walk away from one that does not meet her due diligence requirements'' Kurt

''Elsie is a person of high integrity and energy. She consistently takes the extra step to make sure all the options are considered and is a creative solution-finder. She has a passion for this business'' Greg

''I want to thank everyone in the process very professional courteous Friendly would recommend to anyone looking for a home loan''

Jp

''Thank you, Elsie and Eric, for being responsive, sensitive, and diligent with my clients!! It is a always a pleasure working you. We know your assessments are always thoroughly reviewed and considered, and for that I am deeply grateful. Looking forward to working with you again''

Michael

''Elsie leaves no stone unturned while she is completing due diligence. I have seen her move forward on a deal when it makes sense and walk away from one that does not meet her due diligence requirements''

Kurt

''Elsie is a person of high integrity and energy. She consistently takes the extra step to make sure all the options are considered and is a creative solution-finder. She has a passion for this business''

Greg