top of page


Farm Logo 4

Maddie Razon

Professional and excellent team work. Very easy and pleasant to work with. Top notch communications. Excellent rates. And broad range of products and lender sources for every situation imaginable.

Farm Logo 8

Son Lam

Eric and his team were very easy to work with. Communication was fluid and he was able to find us the best rates!

Black and White Star in Circle

Milan Krajci

Absolutely the best loan process I have ever experienced, considering I have obtained numerous real estate loans before. Elsie and the entire team at Abundance are very nice to work with. They are knowledgeable, very efficient, and provide invaluable assistance throughout the loan process. They work fast and get issues resolved. This financing was for a commercial loan. I got the loan terms I wished for, process was straight forward, and the loan was funded in a very short time. I highly recommend Abundance - they are the best in loan financing.

Glasses Icon

Barth Howard
(Farmers Insurance, San Ramon)

Eric and his wife Elsie are great to work with. They have a keen focus on quality. I work with them to provide course of construction insurance. They exude professionalism and integrity in all our dealings, which I value and look for in my clients. I highly recommend them and Abundance Capital to everyone I know that are need funding.

Heart & Hands

Harmit Toor

Thank you Elise for helping us to buy new home with your bridge loan. In today's market, it is very important to buy a house before you sell your home, and you were the critical element for this transaction to become successful. Highly recommend your service!


Rich Hyndman

The service from Elsie at Abundance was absolutely excellent, from start to finish, she kept everything moving smoothly and provided clear explanations throughout. Elsie enabled us to get the property we wanted in the perfect location, thank you!

Farm Logo 3

Philip Wang

I have been using them for over 10 years, very good service and always delivers as promised.

Apartments Icon

Robert McCulloch

We have just completed a refi on our home.  Elsie, Eric and the Abundance team did a wonderful job for us.

They were particularly attentive and patient in explaining what was happening and what was about to happen. They also addressed all of the many questions I had as we went through the process.


From start to finish it took 5 1/2 weeks over the holiday season (from early December through the new year). That was fast!


One other item of note, the process was seamless and done remotely (by uploading files), other than the final signing with the notary.


Without any reservation, we can strongly recommend using Abundance if you get the opportunity!


Infinity Icon

Adrienne L

Elsie and Eric could not have made the process of purchasing my first property any easier. If I were to write out everything they did, it would be a whole book! They took the time to understand what I wanted and was there with me from the very beginning (with many open house viewings) to the very end (with finding the right lender with the lowest interest rates and being there when I signed the closing documents). Elsie was extremely insightful, honest, and detail oriented. During open house viewings, she pointed out things I would have never noticed if she weren't there. I felt very comfortable communicating with them and never felt pressured to make a decision.

I also want to note that they took the pandemic seriously, and one of the many thoughtful things Elsie did during our open house viewings was bring additional hand sanitizer and wipes along.

I know I'll be calling Elsie and Eric once I'm ready to purchase another property. You can tell this is something they really enjoy doing, and their ultimate goal is to help you find your happy place.


Pineapple Icon - Purple

Kathy from Los Altos

I recently obtained a “bridge loan” from Abundance Realty” to complete the purchase of my home.  The entire transaction was completed smoothly and without issue. Elsie Wu conducted herself professionally and competently. She kept me informed and up to date throughout the mortgage process. I am grateful to Abundance Realty for all their assistance and was able to close escrow and take possession as scheduled. I thank her for all her help. I would not hesitate to utilize her services in the future. 


Black and White Star in Circle

Sophia Ferell

Elsie and Eric pull through one of the toughest refinances for my mother,  a retiree who has a complex investment portfolio that most loan brokers don't want to deal with.

Because of Abundance’s real estate expertise, the team at Abundance was able to educate the lenders’ underwriters, close the loan, and save Mom $$$ in interests.

I would use Abundance again and again, and I strongly recommend you to try Abundance!


Open Hands Icon

Emily Xu

We are so happy that Abundance 99 help us with the whole house purchasing process! They are very professional, efficient and thoughtful!

We have fully signed purchase contract on 2/2, loan was submitted on 2/9, everything was ready by 2/22 and closed escrow on 2/26, including all the mandatory waiting periods.  It was all done in less than a month!


They got us great loan interest rate, and constantly reminded us details we hadn’t paid attention to. We are very satisfied with Abundance 99, and can’t wait to move into our new home!


Scenery Icon

Jp Petoteguy

I want to thank everyone in the process very professional courteous Friendly would recommend to anyone looking for a home loan


Helping Hand Icon

Michael Young

Thank you Elsie and Eric for being responsive, sensitive, and diligent with my clients!! It is a always a pleasure working you. We know your assessments are always thoroughly reviewed and considered, and for that I am deeply grateful. Looking forward to working with you again!!

House Icon

Matthew Monteen

Elsie and her team worked amazingly well at making our home buying process go as smoothly as possible. Their communication was always quick and efficient which made a stressful situation much less so. I definitely recommend using Abundance.

Idea 2


The team was essential in us getting our dream home. They went above and beyond to make it work. Thank you!


Detailed Orange Snowflake 2

Suzie Leong

Quick and efficient, competitive interest rate and fees. Highly recommended for any one who needs a bridge loan for any purpose.

bottom of page