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team

Our corevalue

  1. Our clients work hard for their money.  We work hard to earn their trust and referrals.

  2. We create win-win, helping our clients to grow their wealth and managing their risks.

  3. We provide direct and honest feedback at all times to our clients, investors, service providers

Meet Your Team at Abundance:

Elsie Wu

Elsie Wu

Broker, President

Elsie oversees loan origination, underwriting, and client relations. She proactively structures loans for borrowers to run a healthy business and for investors to have adequate protection of their capital.

 

Elsie has actively managed residential, multi-family, commercial properties, and private money loans. She has led real estate syndications and turned around neglected properties.

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Elsie received her California Real Estate Broker’s License (DRE #01858559) in 2009 and  NMLS (#346570) in 2010. 

Eric Sit

Eric Sit

Vice President

Eric performs deal due diligence and assist with client relations.  

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Eric received his California Real Estate Broker's License

(DRE #01877245) in 2010 and NMLS (#364095) in 2024.  

Terry

Terry Wu

Operations Manager

Terry reviews and manages all aspects of our loans once they have been approved for funding - including borrower payments and investor distributions.

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Terry received his California Real Estate Agent's License

(DRE #02062224) in 2018.  

bridgett Clifton

Bridgett Clifton

Loan Processor

Bridgett received a bachelor’s degree in business management and economics from University of California, Santa Cruz. She is a licensed real estate agent with experience in mortgage processing, real estate, and property management.

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Bridgett received her California Real Estate Agent's License

(DRE #02043855) in 2017.  

Maria Siojo

Maria Siojo

Senior Financial Analyst

Maria coordinates our loan servicing activities.  With strong background in financial analysis and management, Maria attends to every detail in our borrower performance and investor reporting.

   

Maria graduated with a Bachelor of Science degree in Commerce. She has been in the banking industry for more than a decade. She was responsible for investors’ portfolio, bank operations and all related functions.

jeepsee ruamar

Jeepsee Ruamar

Senior Financial Analyst

Jeepsee provides comprehensive support for loan servicing and accounting within the organization. A graduate of BS Management Accounting, she worked as an Accounting Specialist for over a decade in a mortgage and leasing institution.

margie gonzales

Margie Gonzales

Mortgage Assistant

Margie supports the entire mortgage process, from initial application to closing. With 13 years of experience in a prestigious global financial institution, she specializes in mortgage document processing, loan modifications, litigation, foreclosure, short sales, and bankruptcy.

 

Margie transitioned to a mortgage assistant role at a lending institution, leveraging her extensive knowledge of mortgage processes.

Margie hold a Bachelor's degree in Psychology.

Sharah Sausi

Sharah Sausi

Mortgage Assistant

Sharah joined our team in November 2020  as Mortgage Assistant. She helps prepare documents, manage the process and deadlines involved in our real estate mortgage transactions.

   

Sharah graduated with a degree in Bachelor of Science in Office Administration. She used to work as Sales Administrative Specialist in a Financing and Leasing Institution for a decade. She handles loan documentations, coordinates with borrowers and act as collateral custodian.

karissa Tiongson

Karissa Tiongson

Mortgage Assistant

Karissa assists in the loan processing from pre-submission all the way through settlement, preparation of documents such as due diligence, initial and closing documents. Loan review and post settlement task.

 

She graduated with a degree in Bachelor of Science in Hotel and Restaurant Management. She used to work as an Escrow Processor for more than 2 years and this gives her an understanding in mortgage transactions.

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