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We offer unconventional loans for California real estate...
We offer equity-based, business purpose loans secured by properties located in California. Our loans range from $80,000 to $2,000,000. We offer competitive rates and fees.Â
We work with a wide variety of property types
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Residential: single family homes, condos, townhomes, multi-family 2-4 units
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Commercial: multi-family 5+ units, office & retail condos, office & retail buildings, light industrial
We offer flexible qualifying, sensible underwriting
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Residential: single family homes, condos, townhomes, multi-family 2-4 units
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Commercial: multi-family 5+ units, office & retail condos, office & retail buildings, light industrial
We require the following to provide our pre-approval
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Completed, signed, and dated loan application
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Last 2 years' tax returns for the borrowers and guarantors
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Signed and dated credit authorization
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Business entity documents, if any
We review each loan on a case-by-case basis using these 8 factors
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Bankruptcy Status
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Criminal History (Crimes of Moral Turpitude)
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Pending or Threatened Unpaid Judgments
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Federal or State Tax liens
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Foreclosure Proceedings (Property Owner)
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Your Credit
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Your job History
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Available Funds
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