Buying a home is thrilling, but one wrong move during escrow can derail your approval instantly. From new car loans to 'mystery deposits,' learn the five major 'Mortgage Killers' that every homebuyer needs to avoid to protect their earnest money and secure their keys in 2026.

Starting homeownership at 50? A 30‑year mortgage can feel like a life sentence, but with smart strategies—fixed rates, flexible terms, and house hacking—you can retire debt free in California.